Like every other website on the planet, SmallNetBuilder uses cookies. Our cookies track login status, but we only allow admins to log in anyway, so those don't apply to you. Any other cookies you pick up during your visit come from advertisers, which we don't control.
If you continue to use the site, you agree to tolerate our use of cookies. Thank you!

Router Charts

Click for Router Charts

Router Ranker

Click for Router Ranker

NAS Charts

Click for NAS Charts

NAS Ranker

Click for NAS Ranker

More Tools

Click for More Tools

Security Features

Introduction

3D Secure is the new protocol being developed by the main players in the credit card payments business; its purpose is to provide a more robust level of security by verifying the identity of a card holder. This will be achieved by prompting the card holder to provide a password during the card verification process, thereby introducing a 'personal' element of security.

3D Secure will effectively deal with many forms of Card Not Present (CNP) fraud. So what could be possibly wrong with it?

If everyone were singing from the same hymn sheet then it would be a great idea. As things stand right now, however, it appears that the choreography that one might hope for in a project like this simply is not present. MasterCard estimates that we are a year away from complete coverage. Many companies that are supposed to be implementing it are dithering for one reason or another. Sometimes the hesitation is for business process reasons, but mostly it is because the latter arrivals to the table can benefit from the hard lessons learned by the early adopters.

Paul Baker of Master Card gave us a clear update on the status of SecureCode, the Master Card version of 3DSecure:

'With over 40,000 merchants live in Europe and some 11.8m cardholders live and participating in SecureCode at the end of 2005 MasterCard believes that adoption has been very positive. Further merchants and cardholders will go live as the UK Debit market adopts SecureCode for its Maestro card base. MasterCard undertook extensive advertising of SecureCode in the UK in last quarter 2005 with significant increase in awareness and cardholder adoption experienced. MasterCard will continue to actively progress SecureCode adoption in support of both Credit and Debit products in 2006'.

Let's take a look at the 3D Secure landscape to get a handle on the key concepts.

More Stuff

Wi-Fi System Tools
Check out our Wi-Fi System Charts, Ranker and Finder!

Support Us!

If you like what we do and want to thank us, just buy something on Amazon. We'll get a small commission on anything you buy. Thanks!

Over In The Forums

Stubby is an application that acts as a local DNS Privacy stub resolver using DNS-over-TLS. Stubby encrypts DNS queries sent from a client machine to ...
HelloI have RT-AC87U Router with latest Merlin firmware and my network have access to address starts from 192.168.10.1 to 192.168.11.254. My IP of rou...
As you already noticed entware-ng (http://pkg.entware.net/binaries/mipsel) doesn't get updated anymore.The repo on github is archived (read-only) and ...
Hi,I have RT-AC86U on latest merlin FW 384.7. At the same time i have 2 x 1Gpbs connection from 2 diff ISPs.I have configured load-balancing ratio of ...
Any ideas on how to get overclocking working on RT-AC68U running 384.7? I am using JFFS scripts to set clkfreq to 1200,666. This is working (verified ...

Don't Miss These

  • 1
  • 2
  • 3